Factory Branch · Watertown, NY
Northern Federal Credit Union
120 Factory St, Watertown, NY 13601
Right now
Hours below
- Address
- 120 Factory St, Watertown, NY 13601
- Phone
- (315) 782-0155
- At this location
- ATM, Drive-thru, Member services
- County
- Jefferson
- Type
- Federal credit union
Lobby hours
| Monday | 9 AM–4 PM |
|---|---|
| Tuesday | 9 AM–4 PM |
| Wednesday | 9 AM–4 PM |
| Thursday | 9 AM–4 PM |
| Friday | 9 AM–5 PM |
| Saturday | Closed |
| Sunday | Closed |
Hours as filed with the NCUA: Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Sunday Closed 24/7 Enhanced ATM DT Saturday/Sunday Closed
Northern Federal Credit Union
- Members
- 45,532
- Total assets
- $698.2 million
- Locations
- 11
- Insurance
- NCUA
About Northern Federal Credit Union
Federal credit union, insured by the NCUA. All 11 locations →
Headquartered in Watertown, NY. Deposits are insured by the NCUA up to $250,000 per member, per ownership category. Each credit union decides who can join, for example people who live or work in an area, or work for a certain employer. Its website lists who is eligible.
Other Northern locations nearby
- Corporate Office138 Factory St · Watertown · Main office0.0 mi
- Commerce Park Branch1180 Commerce Park Dr E · Watertown1.7 mi
- LeRay Branch26424 Johnson Road · Evans Mills5.6 mi
- Adams Branch2 Elmwood Ave · Adams13 mi
- West Carthage Branch88 Bridge St · Carthage14 mi
- Lowville Branch5801 Number Four Rd · Lowville25 mi
Other credit unions near 120 Factory St
- State CS Employees Federal Credit UnionDulles State Office Building · Watertown · Main office0.2 mi
- Americu Credit Union871 Arsenal St · WatertownHours as filed1.1 mi
- State CS Employees Federal Credit Union144 Eastern Boulevard · Watertown1.4 mi
- Watertown Postal Federal Credit Union232 Commerce Park Dr · Watertown · Main office1.7 mi
- Sea Comm Federal Credit Union20565 State Route 3 · Watertown2.6 mi
- Navy Federal Credit Union26403 Johnson Rd · Evans Mills5.6 mi
- Americu Credit Union10690 Enduring Freedom Dr # B10750 · Fort DrumHours as filed6.9 mi
Source: NCUA quarterly credit union data, cycle June 30, 2026. Distances are straight-line. Holiday closures are not in the data; call before you go.